Wilmington Buy Here Pay Here Dealership

IN JUST MINUTES

Get approved NOW

for in-house financing

Hawthorne Auto Square is the premier dealership for helping you find no money down cars in San Bernardino County. We guarantee fast approval and offer special financing programs for used vehicles, including trucks, vans, and hybrid vehicles/cars.

COMPREHENSIVE

WARRANTY OFFER

ON ALL VEHICLES

We go to great lengths to ensure all cars we sell to San Bernardino customers are safe and reliable. We offer a 6-month service warranty on all our vehicles. Not only do you get a high-quality vehicle at a low price, but we also ensure every car is reliable and safe to drive.

SEE FOR YOURSELF TAKE A TEST DRIVE TODAY!

All our used inventory is subject to multi-point vehicle inspections to ensure each vehicle is road-ready and safe. Hawthorne Auto Square is trusted by thousands in Southern California for dependable cars and low payments on a great selection of Dodge, Honda, Ford, Volkswagen, Toyota, BMW, Mercedes-Benz, and other leading brands.

SPECIAL

IN-HOUSE FINANCING

PROGRAMS FOR ANY BUDGET

GOOD CREDIT BAD CREDIT NO CREDIT

100% APPROVAL

Hawthorne Auto Square makes financing your next vehicle stress-free. If you’re looking for used cars in San Bernardino, we provide best value offers and set up low payments that fit your budget. Our pricing plans are designed to help you find the perfect car and drive away the same day.

TAKE 6 MONTHS TO

Build Your DOWN PAYMENT

We offer premium financing for all credit types and histories. Whether your credit is perfect, or you have missed payments, past bankruptcies, or a repossession, we can get you approved. All types of income are accepted, including Supplementary Security Income, disability, and government assistance, so you can take advantage of our aggressive financing. Even take five months to build your down payment or get an APR as low as 2.9%.

The Bottom Line

  • We provide buy here, pay here financing on a wide range of pre-owned vehicles.
  • Our in-house financing lets us get you behind the wheel regardless of your credit score or income type.
  • We accept proof of income from government benefits like unemployment, disability, VA, or Social Security Insurance.
  • Hawthorne Auto Square can approve you for an auto loan and get you in a vehicle in a single day.

Wilmington Buy Here Pay Here Dealership

Looking for a reliable, affordable car that gets you where you need to go, without breaking the bank? Hawthorne Auto Square is proud to be the top Wilmington, California buy here pay here dealership, helping drivers get back on the road regardless of their situation. Whether you’re heading to work or down to Issac’s for a burrito, you need a reliable vehicle. Keep reading to learn about the used cars we offer, the fast, flexible financing process, and why the Wilmington area counts on us when they need a vehicle for less.

Your Local Wilmington Buy Here Pay Here Dealer 

Whether you’re looking for a standard, economical vehicle to get you from A to B, or you’re in the market for something that shows your personality, Hawthorne Auto Square has you covered. We’re proud to be one of the top used car dealers in Wilmington, helping you find a vehicle you love to drive without the sky-high credit thresholds and down payments.

Used Cars for Every Budget in Wilmington, CA

We offer a huge variety of vehicle listings, many of which come in under $15,000. We carry cars of virtually every make and model. No matter how much you’re prepared to spend, we have a vehicle to suit your needs, tastes, and budget at Hawthorne Auto Square.

Fast & Flexible In-House Financing for Wilmington Drivers

We’re proud to offer fast, flexible in-house financing in Wilmington, CA on every vehicle on the lot. Unlike many auto dealers, we provide our own buy here, pay here financing model, meaning we don’t need a bank or credit union’s approval to get you set up with a new vehicle. 

What does this mean? We’re your first and last stop for low or bad-credit car loans in Wilmington, CA, with financing options for people who collect cash income or receive unemployment, disability, SSI, or other government benefits, whether your credit score is low or you have no credit. Car dealerships in Wilmington often require much higher income levels for loan approval, but all you need to get a vehicle from Hawthorne Auto Square is proof of any kind of income, whether you’re self-employed, cash-based, or receive government assistance.

Why Wilmington Drivers Choose Hawthorne Auto Buy Here Pay Here Dealership

Why do people choose Hawthorne Auto Square when they need second chance auto financing in Wilmington, CA? We help to get people on the road when banks, credit unions, and other traditional lenders won’t. With lower down payments and monthly charges, we help make vehicles accessible to those who need them. Plus, you can offset the costs of your next vehicle even more when you sell a vehicle with us, helping to reduce monthly payments on the car of your choice.

Beyond that, we’re proud to be an extremely knowledgeable team of auto experts, all of whom are ready to take the time to help you find a car you love. From here, we work hard to make the financing happen, working with your income type and credit situation to create an auto loan that will work for you. 

Affordable Cars for Wilmington Neighborhoods We Serve

We’re proud to be the top buy here, pay here dealership in the Wilmington area, including:

  • 90744 (Wilmington)
  • 90731 (San Pedro nearby)
  • 90710 (Harbor City)

Our service area also extends to these nearby areas:

Financing Options That Make Car Ownership Possible

If you’ve ever applied for auto financing in Wilmington with a less-than-ideal credit or income situation, you know how frustrating the traditional route can be. For those who receive cash income or are working to build or rebuild their credit scores, it might seem impossible to get on the road in a vehicle you can rely on. Fortunately, our buy here, pay here financing model makes car ownership possible for almost anyone, helping match people with a reliable vehicle that doesn’t break the bank.

When you work with Hawthorne Auto Square, we strive to make the process as simple as possible. Simply arrive at the lot with your proof of income, proof of residence, and some form of ID (e.g., passport, driver’s license, ID card, Matricula, etc.). We take the time to learn about your needs and what you’re looking for, and show you around the lot to explore our huge range of vehicles. Once you’ve chosen your car, we get you set up with financing, and in most cases, we can approve you within minutes and have you cruisin’ on the I-110 that same day!

Ready to Get Approved? Visit Our Wilmington-Area Dealership Today

If you’re ready to skip the long approval process and get behind the wheel, Hawthorne Auto Square has you covered. With incredibly flexible financing and a quick, same-day auto loan process, we’re the best way for people with low credit or alternative income sources to get matched with a reliable, affordable vehicle they love. Contact us for more info on our buy here, pay here financing or to come take a look at our vehicles!

Frequently Asked Questions

How can I get approved for a car in Wilmington if I have bad credit?

If you have a bad credit score, you can get a vehicle in Wilmington from Hawthorne Auto Square. We have financing options available for all credit situations, whether you have a limited history or are currently working to rebuild your score.

Do Buy Here Pay Here dealerships in Wilmington check credit?

No, Wilmington buy here, pay here dealerships usually don’t check credit. At Hawthorne Auto Square, we focus on your ability to make payments, which means we only need to know about your income, whether that’s from employment, self-employment, government assistance, or other sources.

What documents do I need to finance a car in Wilmington, CA?

All you need to secure financing from Hawthorne Auto Square is your proof of income, a form of ID, and proof of home address like a utility bill in your name.

Can I get a car in Wilmington with a low down payment?

Yes, we can offer vehicles with very low down payments, or in some cases, with zero dollars down! Talk to one of our financing managers to let us find you the best deal possible.

Can I finance a car after a repossession in Wilmington, CA?

Yes, we make it easy to finance a car in Wilmington, even if you have past credit issues that make other lenders turn you away. Even if your last vehicle was repossessed, we’ll work to get you financing on a low-mileage, reliable car.

Can I buy a car in Wilmington with no credit history at all?

Yes, we make it easy to buy a car in Wilmington regardless of your credit history. If you don’t have any credit history at all, let us know and we’ll work to find you financing on a car you love.