Lancaster Buy Here Pay Here Dealership

Key Takeaways 

• A buy here, pay here dealership offers in-house financing and helps buyers with bad credit or no credit when purchasing a vehicle.
• Hawthorne Auto Square offers a variety of financing options and quality used vehicles for customers in Lancaster.
• You can get pre-approved quickly by visiting our dealership and applying in person or by applying online.

Buy Here Pay Here – How It Works in Lancaster, CA

If you live in the city of Lancaster, CA, you know that having a reliable vehicle is important for getting around. Hawthorne Auto Square is a trusted Lancaster buy here, pay here dealership offering affordable vehicles for buyers with no credit, bad credit, and more.

What does “buy here, pay here” mean?

The term buy here, pay here means you can apply for in-house auto financing. Rather than using a third party like banks or credit unions, our buy here, pay here dealership in Lancaster offers the financing ourselves. This makes the application and approval fast and easy.

Why it’s a smart choice for Lancaster car buyers

If you have no credit history or if your current credit score is low, choosing a buy-here-pay-here dealership is a smart choice. That’s because it’s not only much easier to get approved, but you’re also able to start rebuilding and improving your credit for the future. It’s also important because many Lancaster residents rely on having their own form of transportation to get to work, school, and other places. 

How we’re different: local and trustworthy

With over 25 years of experience in the industry, Hawthorne Auto Square is a trusted no-credit car dealership in Lancaster and beyond. We love serving our local customers throughout various areas in California. Plus, all of our used cars for sale in Lancaster, CA come with a 30-day, 1000-mile warranty, and extended warranty options are also available.

In-House Auto Financing – Get Approved Without a Bank

As one of the top in-house financing car dealers in Lancaster, you can get approved for a vehicle without submitting your information to a bank.

No banks. No credit checks. Just easy approval. 

At Hawthorne Auto Square, we make the application and approval process simple. There are no credit checks, so you don’t need to worry about having no credit or bad credit with our dealership. Instead, you’ll get fast, easy approval that helps you find the right car at the right price and monthly payment for you.

What you’ll need to qualify

Our in-house financing process is easy and fast. Here’s what you’ll need to qualify. 

• Proof of income: This may include pay stubs, bank statements, unemployment statements, SSI, or proof of other government assistance.
• Proof of residence: Bring your lease or a utility bill to prove your current residence.
• Valid ID: We accept driver’s licenses and other forms of government-issued IDs.

Apply online or in person – get pre-approved fast

If you’d like to get pre-approved today in Lancaster, stop by our dealership to apply in person. You can also fill out our pre-approval application online if it’s easier. Either way, you’ll get the results of your pre-approval fast, usually within just a few minutes, as long as you provide us with all of the pertinent information we need. If you see a vehicle you like, feel free to stop by for a test drive before you apply for financing. 

Bad Credit or No Credit? We’ve Got You Covered

If you need used car financing in Lancaster, CA, and have bad credit or no credit, we’ve got you covered. We believe that everyone should have access to a reliable, safe, and affordable vehicle, regardless of their credit history.

Who we help

As the best car lot with no credit check in Lancaster, we help all kinds of people purchase a reliable used vehicle, including:

• First-time vehicle buyers
• Self-employed individuals and gig workers
• Government assistance recipients
• Buyers with past repossessions or bankruptcies

Can I build my credit with a BHPH loan?

Yes, you can build your credit when you get a buy here, pay here loan. After you start making your monthly payments, your credit score should start to improve over time. Just make sure that you always make your payments on time if you want to build and improve your credit. 

What Kind of Cars Can I Buy with Buy Here, Pay Here in Lancaster?

When you shop our buy here, pay here inventory near Lancaster, you’ll find a wide range of reliable vehicles to choose from. 

Our inventory: sedans, SUVs, trucks & more

We sell a large variety of vehicles at our dealership. Whether you need a four-door sedan to get to work, an SUV or minivan for the entire family, or a rugged pickup truck for work, you’ll find a large assortment of vehicles at Hawthorne Auto Square. We even sell pre-loved electric vehicles if you’re looking for something a bit more eco-friendly.

All vehicles pass safety & smog inspections

Every vehicle we sell passes a rigorous, comprehensive inspection and California emissions test before it goes to our lot. We also perform thorough safety checks to make sure that your new-to-you vehicle is safe and ready to hit the road for peace of mind.

What’s my down payment & monthly payment?

When you visit bad credit car dealers in Lancaster like ours, the amount of your monthly payment depends on the total amount of your loan, the interest rate, whether you paid a down payment, and how many months your loan is in total.

Do you offer $0 down options?

Yes, we do accept $0 down payment options for some buyers. We also have a program that gives you five months to make your down payment. Taxes are due upfront, and you can drive your vehicle off the lot. Then, your down payment is broken up into five monthly payments until it’s paid in full, and you’ll still need to make your normal monthly payments on the vehicle. 

Can I Trade In My Current Vehicle?

Trading in your vehicle can help you make a decent down payment to put toward another one. We do allow trade-ins at our dealership. Simply fill out our simple online form, and we’ll send you an estimated appraisal of the value within just 48 hours. Once you get the appraisal, you can choose to trade your vehicle in and use it as a down payment, keep the cash, or keep your vehicle. 

Can I trade in a car with negative equity?

In some cases, you can still trade in a car with negative equity. You may be able to pay for the negative equity amount out of pocket when you trade in the car. Another option could include rolling the negative equity into your new loan. Keep in mind that you’ll have to pay interest on that negative equity on top of your regular car payment. 

What Areas Around Lancaster Do You Serve?

We proudly provide Buy Here Pay Here and in-house financing to car buyers throughout the Antelope Valley, including:

• Lancaster ZIP Codes: 93534, 93535, 93536, 93539
• Nearby Cities: Palmdale, Quartz Hill, Rosamond, Littlerock, Acton, Lake Los Angeles
  
  

Ready to Drive Today? Apply Now or Visit Our Lancaster Lot

If you’re ready to drive a reliable used vehicle today, apply for pre-approval online or visit our lot in Lancaster. At Hawthorne Auto Square, we’re ready to help you get behind the wheel today. To get pre-approved for financing, check out inventory, or learn about our other services, stop by or contact us today!