Getting around the Greater Los Angeles area and Los Angeles County is challenging if you don’t have your own vehicle. Fortunately, in-house financing at car dealerships like Hawthorne Auto Square makes the car-buying process simple and seamless. Whether you’re new to the area or you’ve lived here for a long time, our dealership offers a quick and easy pre-approval process with a fantastic inventory of vehicles waiting just for you.
What Is In-House Financing?
Before you consider applying for in-house financing near me for your vehicle purchase, it’s important to understand what the term means and how the process works.
How it works compared to traditional car loans
An in-house financing dealership acts as both the lender and seller, which means you’ll apply for your financing directly through the dealership. You won’t have to go through a third-party source like a bank, credit union, or other outside lenders. The process is designed to focus on accessibility for car buyers and not just financial numbers and factors like their credit score.
Why in-house financing matters for low-income buyers
Applying for financing through an in-house car dealership has a much faster and easier approval process. Even if you have a low credit score or no credit, there’s a much higher chance you’ll get approved because all the financing is done directly in-house. There are also much more flexible documentation requirements. For example, we only need proof of income, proof of residence, and proof of identification to get you started.
