Riverside Used Car Dealership

The Bottom Line

  • Buy here pay here programs focus on the client’s current income and employment rather than past credit history. 
  • Hawthorne Auto Square offers a variety of quality used vehicles for drivers.
  • Flexible payment plans accommodate different budgets and schedules. 
  • You can get pre-approved quickly by applying in person or online.

Bad Credit? No Problem. Get a Car in Riverside Today

If you have bad credit, no credit, or past financial difficulties, getting approved for a car can feel like an impossible task. But Riverside no credit car dealerships, like Hawthorne Auto Square, work differently and focus on the present rather than the past.

This alternative financing approach has helped thousands of Riverside area drivers secure reliable transportation when they needed it most, looking for used cars for sale Riverside CA. The process also gets rid of the lengthy approval waiting periods that are typical of normal financing plans. Riverside buy here pay here lots, like Hawthorn Auto, also often provide same-day approvals and vehicle delivery.  

Bad credit car lots in Riverside can also help you build credit history through consistent on-time payments. We also report payment activity to credit bureaus, helping responsible borrowers improve their credit score while owning a vehicle.

Why Drivers in Riverside Choose Our Buy Here Pay Here Program

Traditional car lenders bring a whole bunch of obstacles for drivers with bad or no credit. Below are the reasons drivers in Riverside choose Hawthorne Auto Square.

Approval focused on you — not your credit score

Buy Here Pay Here programs evaluate your current financial stability. Rather than credit history, the approval process considers factors like employment, your monthly income, and your ability to make regular payments. It’s a personalized approach that means that even if you’ve experienced bankruptcy, foreclosure, or other credit challenges, you can still apply for car loan in Riverside, CA. By looking at your budget and employment, a custom payment contract is created to fit your lifestyle. 

Drive the same day you apply

This kind of financing is lightning quick and fast tracks the process of getting a car from us as a Riverside used car dealer. Traditional auto loans can take days or weeks, but our buy here pay here program can be completed in a single visit. If you need a car quickly for work, family emergencies, or other reasons, this is particularly worthwhile. 

Huge Inventory = More Options

Do you need a family-sized minivan or a reliable low-gas commuter sedan? We at Hawthorne Auto pride ourselves on our extensive inventory of vehicles to fit all Californian lifestyles. Our large selection includes various makes, models, years, and price ranges, ensuring that our buyers find vehicles that match both their transportation needs and budget constraints. This means that even without a credit history, you don’t have to settle, and you can find a car you actually want. 

Pay on your terms 

Hawthorne Auto’s buy here pay here plans are all about flexibility. Should you need to set up a payment plan weekly, bi-monthly, or monthly, we can work with your schedule. If you have sporadic income without consistency, we will do everything in our power to accommodate you.

What Makes Buy Here Pay Here Ideal for Riverside Car Buyers?

With Riverside being a sprawling and sophisticated metropolitan city in Southern California, residents need a set of wheels to get around for work in many sectors and to take advantage of the many entertainment and park districts. 

Those recovering from the economic impacts of job loss, medical expenses, or other financial setbacks can benefit from Riverside in-house financing car dealerships that focus on an ability to pay rather than past credit issues. 

What Do I Need to Get Approved in Riverside?

There are a few pieces of identification you will need when applying for a vehicle through a buy here pay here program. 

Required documents

  • Government-issued photo ID: Either a driver’s license, state ID, passport, or other government-issued ID. 
  • Proof of income: Verifiable income sources like pay stubs from your current job.
  • Proof of Riverside residence: Official documents like a lease or utility bill showing your local address. 
  • Down payment: We accept cash, cashier’s checks, debit card payments, or even a trade-in vehicle to cover the required down payment amount.

Having all of this documentation ready to go on your visit to Hawthorne Auto will smooth out the process, increase your chances of approval, and have you driving out of the lot on the same day.

Can I Get a Used Car in Riverside With No Credit or Past Bankruptcy?

The simple answer is yes, you can get a used car with no credit or past bankruptcy, even if you’ve been turned away by other dealerships. A buy here pay here program only looks at your current finances and not the past. This fact is very useful for younger drivers looking for their first car or people with a limited credit history.

Flexible Payments for Real Life

Buy here pay here dealerships usually offer a lower down payment than traditional car dealers and give you options for payment scheduling. 

Low down payment options

This can be a few hundred dollars or an old clunker car you trade in, making the vehicle purchase more affordable.

Areas We Serve Around Riverside, CA

We help drivers throughout Riverside County and nearby cities get into the car they need.

Zip Codes Served:

  • 92501
  • 92503
  • 92504
  • 92505
  • 92506
  • 92507
  • 92508
  • 92509
  • 92518
  • 92521

Surrounding Cities:

Moreno Valley, Eastvale, Jurupa Valley, Corona, Norco, Perris, Grand Terrace, Colton, Mira Loma.

Contact Hawthorne Auto Square

If you’ve been meaning to apply for a car without credit or a bad credit history, Hawthorne Auto Square has you covered. Give us a call or begin the pre-approval process with our online application.

Frequently Asked Questions

Do buy here pay here dealers in Riverside do credit checks?

We don’t. Find a pre-owned vehicle with no credit check to be approved for financing. We can accept your application whether you receive a salary from your employer, government assistance, or other source.

Expect late fees. Buy here pay here is more tolerant than traditional plans, but multiple missed payments could result in some serious consequences.

It’s always important to read all the paperwork to know exactly what you will be charged while financing a car. We will communicate all fees with you.

There’s no strict minimum income requirement to qualify for our buy here pay here financing in Riverside. Many customers qualify with a steady income starting around $1,500 to $2,000 per month. 

Absolutely! At Hawthorne Auto Square, our buy here pay here program specializes in second chances, offering in-house financing that doesn’t automatically disqualify you for previous repo history.